Typically you get the money and the insurance company gets the vehicle. You can do a buy back but it's rarely worth it as the cost to repair outweighs the replacement cost. I did it once and broke even but I kneew the adjuster was wrong to total the car.
The differential casting can be rotated but it would introduce all kinds of issues as the connection for the left lower control arm is cast in place and not alterable per se. A new center section would have to be designed. I guess that's not impossible but it would be costly. It would be easier to weld in a lower control arm bracket as part of the shock bracket if it could be made strong enough. The left shock bracket is welded to the tube and already in line with the control arm bolt.
The axle ends can be rotated as well. That could give you better caster for road driving but won't help the driveshaft issue. I think we all know that. I'm glad I like the way our vehicle drives but not everyone is as lucky it seems.
The easy solution still looks like a larger CV joint at each end of the front shaft that won't pinch the boot maybe even with a modest lift to run 35s - a least to me it does. A little diff armoring will keep it out of the dirt. What am I missing here?
@Zimm - Well, it's a meme now. Vehicle fires tend to do that.