Drowning my Grenadier (a sorry, soggy saga)

[Baron von Teuchter]

There’s one on autotrader for £35k! Not a bad spec, safari windows and high load switches but no axle lockers or heated seats.

Cheapest I’ve seen by a fair margin. Lots around the £40-45k mark so you can be choosey.

 

[CRH]

I had a phone call from the claims engineer this afternoon. He has seen the estimate and it is over £40k, so the vehicle's fate depends very much on the expressed market value. At the time of the incident it was less than 2 years old, so one possibliity is a new one at £72k + bits, but he expects that claims will want to settle at "market value". At the kind of money intimated, I'd rather have mine fixed!

I would ask the dealer for evidence of what they were selling for at the time of the initial claim to the insurance. This has had such a long delay they will have dropped further. It won't be an as new price but if they are only offering market value it should be when the drowning occurred not 3 yrs later (slight exaggeration). Get as much evidence as possible for vehicles of a similar spec. Point out you didn't take advantage with a courtesy vehicle, which would have cost them more.
Good luck

 

[Baron von Teuchter]

Absolutely agree, the prices vary hugely according to spec so try to find some identical to yours.

I could only find one in “my” spec: diesel Trialmaster with cloth, steelies and safari windows. It was about £55k, compared to most basic versions in the 40-45 range. Lots of petrol ones which seem to be worth less. Lots without safari windows.

 

[landmannnn]

Never accept the first offer from the loss adjuster.

 

[Cheshire cat]

Jeremy
Just saw this of FB, and thought of you.

 

[Jeremy996]

Jeremy
Just saw this of FB, and thought of you.

I've been going through the various adverts with Ineos, Autotrader and eBay to offer NFU some focus. I want to avoid the M1 models, so I'm looking for a 5 seat diesel utility with the same options as mine has. I cannot find any! I did not think my build was that weird, but I must be stranger than I thought!

One thing I would like different is lockers, not because I'd use them but because it makes a difference to the perceived value. The lack of a ladder is a regret as well.

 

[Cheshire cat]

When I initially specced my Diesel N1 I went with the minimum. My wife suggested I get everything I thought I might need. Ended up with everything bar the winch and second battery, including saddle leather which has ended up being one of my very favourite options.

 

[Cheshire cat]

I've been going through the various adverts with Ineos, Autotrader and eBay to offer NFU some focus. I want to avoid the M1 models, so I'm looking for a 5 seat diesel utility with the same options as mine has. I cannot find any! I did not think my build was that weird, but I must be stranger than I thought!

One thing I would like different is lockers, not because I'd use them but because it makes a difference to the perceived value. The lack of a ladder is a regret as well.

I can only think of a couple of reasons for avoiding the M1. No 1, is the tax, and No 2, the legal use of the receiver socket for towing. On the tax front. All now paid with exception of he higher road fund license. Not sure where we are with insurance. My N1 is around the £600.00 mark.

 

[landmannnn]

I can only think of a couple of reasons for avoiding the M1. No 1, is the tax, and No 2, the legal use of the receiver socket for towing. On the tax front. All now paid with exception of he higher road fund license. Not sure where we are with insurance. My N1 is around the £600.00 mark.

Actually the tax on a used vehicle is less of an issue. After 5 years the M1 tax drops to £165, but the N1 stays at £340.

 

[Eric]

Actually the tax on a used vehicle is less of an issue. After 5 years the M1 tax drops to £165, but the N1 stays at £340.

At todays figures. What happens in 5 years time is another matter. Will all ICE vehicles be heavily penalised to get people into EVs, or will it be live and let live since new ICE are fated?

 

[Jeremy996]

I have a formal offer from NFU Mutual and I need to make a decision, ideally for Tuesday; the estimated price of the repair and keep the vehicle, passing the risk that something else is damaged to me and extending the time I don't have a vehicle into the Autumn, (possibly even longer, no one can give me any guarantees), or about £6k more and they keep the truck.
I have a viewing of a used Grenadier for sale tomorrow afternoon that I can realistically afford, so the decision is likely to be driven by the availability of a replacement at fairly short notice. (There are a few more with dealers I could just afford, but there would have to be specification and/or financial adjustments to make).
Looking at the offers, they are probably pitched right for "market value", which is all I am entitled to, (I've analysed a lot of Grenadier adverts), so I cannot whinge about being cheated by the insurance company. They have done the best they can with the scenario they were presented with.

 

[ECrider]

I have a formal offer from NFU Mutual and I need to make a decision, ideally for Tuesday; the estimated price of the repair and keep the vehicle, passing the risk that something else is damaged to me and extending the time I don't have a vehicle into the Autumn, (possibly even longer, no one can give me any guarantees), or about £6k more and they keep the truck.
I have a viewing of a used Grenadier for sale tomorrow afternoon that I can realistically afford, so the decision is likely to be driven by the availability of a replacement at fairly short notice. (There are a few more with dealers I could just afford, but there would have to be specification and/or financial adjustments to make).
Looking at the offers, they are probably pitched right for "market value", which is all I am entitled to, (I've analysed a lot of Grenadier adverts), so I cannot whinge about being cheated by the insurance company. They have done the best they can with the scenario they were presented with.

Best of luck with what you decide. It feels like a buyers market on 2nd hand Grens at the moment.